Who are we?
We are N. Boltons Finance Ltd and can be contacted on the below contact details:
Telephone: 020 86660270
Address: Enterprise House, 17-21 George St, Croydon CR0 1LA
Why do we collect and use your personal information?
We collect and use your personal information in order for us to assess your creditworthiness and affordability to make a lending decision on your loan application.
We collect and use your personal information to administer the loan agreement that you enter into with us.
We use your personal information to send marketing communications to you about similar products and services that may be of interest to you. We will send our marketing communications to you by email. It is to be noted that you can object to your personal information being used by us to send you marketing information. Each marketing email will also include an unsubscribe link to enable you to opt-out of receiving future marketing communications.
Who will we share your personal information with?
We will share your personal information with third parties such as HMRC and the FCA where we are required to do so by law.
We will share your personal information with credit reference agencies to inform them about your loan performance. For example, where your account enters into arrears or default.
We may engage the services of professional advisers such as compliance consultants, lawyers and accountants who may be given access to your personal information in order to provide their services to us. We will ensure that your personal information is protected by obtaining a written undertaking of confidentiality from the professional service providers.
How long will we store your personal information?
We will store your personal information for up to six years after you cease to be our client. This is to enable us to refer to our records in the unlikely event that you want to lodge a complaint against us within six years.
If you do not exercise your right to object to marketing or unsubscribe to our marketing emails we will store your personal information for marketing purposes until you exercise your right to object or unsubscribe.
What are your rights in relation to your personal information
Right to access
You have the right to request copies of the personal information we hold about you at any time.